Find answers to common questions about auto insurance coverage, quotes, and our services.
We offer liability coverage, collision coverage, roadside support, rental coverage, SR-22 filing, and comprehensive policy reviews. Our team helps you choose the right combination of coverage based on your vehicle, driving habits, and budget.
Our licensed agents will walk you through your options and help you understand what each type of coverage protects. We'll ask about your vehicle, how you use it, and your budget to recommend a policy that truly fits your needs.
Yes. We work with drivers of all experience levels and backgrounds. Even if you've had tickets or accidents in the past, we can help you find coverage that works for your situation.
Absolutely. If you need to insure more than one vehicle, we'll help you bundle your coverage and save money. Just let us know how many vehicles you have when you request a quote.
Liability coverage pays for the other driver's costs if you cause an accident. This includes their vehicle damage, medical bills, and legal fees. It's required in most states and is the foundation of any auto insurance policy.
Collision coverage pays for damage to your car after a crash, no matter who's at fault. Comprehensive covers non-collision events like theft, vandalism, weather damage, or hitting an animal. Together, they provide full protection for your vehicle.
Yes. Life changes, and your policy should change with it. Whether you want to add coverage, adjust your deductible, or remove a vehicle, just reach out to us and we'll make the updates.
Roadside assistance helps when your car breaks down or you get stuck. It covers services like towing, flat tire changes, battery jumps, lockout assistance, and fuel delivery. It's an affordable add-on that provides peace of mind.
If your car is in the shop after a covered accident, rental coverage pays for a replacement vehicle so you can keep going with your daily routine. It's especially helpful if you rely on your car for work or family responsibilities.
Most quotes take around 15 minutes. Just share some basic details about yourself and your vehicle, and we'll put together your options right away.
You'll need your driver's license, vehicle identification number (VIN), current address, and driving history. If you're switching from another insurer, it's helpful to have your current policy information handy.
No. We believe in transparent pricing. The quote we give you is the price you'll pay. We'll explain every part of your premium so you know exactly what you're paying for.
We offer flexible payment plans including monthly, quarterly, or annual payments. Choose the schedule that works best for your budget and we'll handle the rest.
Getting a quote will not impact your credit score. We only perform a soft inquiry to provide you with accurate pricing, which doesn't affect your credit.
First, make sure everyone is safe and call emergency services if needed. Then document the scene with photos, exchange information with the other driver, and call us as soon as you can. We'll walk you through the claims process step by step.
Most claims are processed within a few business days. The exact timeline depends on the complexity of the claim and how quickly we receive all necessary documentation. We'll keep you updated every step of the way.
Yes. You have the right to choose which repair shop fixes your vehicle. We can recommend trusted shops in your area, but the final decision is always yours.
Yes. Our support team is available around the clock to help you with claims, roadside assistance, or any questions about your coverage.
It depends on the circumstances. Not all claims result in rate increases. We review each situation individually and will always be upfront with you about how a claim might affect your premium.
Can't find the answer you're looking for? Our team is here to help. Reach out and we'll get back to you right away.
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